Officer – Operations Team Lead (Credit), Global Banking Operations Mumbai, India **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** Global Banking Operations is seeking to expand its services & infrastructure in Asia. The business is looking for dynamic and talented individuals to support the strategy to meet the growth of clients and client management groups. The Credit Operations team provides significant operations support in on boarding and servicing borrowers of the bank. The team facilitates grant of limits to borrowers, monitoring and the requisite regulatory reporting. The role is critical in facilitating the clients to use the banks products and services. **Responsibilities:** + Ensuring that Credit data is correctly captured and reflected on the bank’s systems + Responsible for processing and reviewing day-to-day transactions and generating internal MIS for all support functions as required + Monitor borrowers for default and ensure requisite reporting. + Ensure appropriate documentation in place in accordance with bank policies & procedures, to facilitate borrowing by the client, and ensure lien/security/collateral perfection. + Provide appropriate support to Credit Managers as and when needed on various client portfolios. + Manage Statutory and regulatory compliance functions for the Credit Portfolio of the Bank including preparation of exception report, Central Bank reporting and MIS to Top Management + Manage internal & external audit + Ensuring adherence to both internal and regulatory guidance with respect to these processes. + Act as a backup for other team associates in case of any need. + Actively participate in all projects relating to credit services and support Credit service Manager for timely completion of projects. **Skills:** + Graduate/MBA from a reputed institute with about 5 to 6 years of experience in operations processing in a bank + Good knowledge of credit and/or credit risk + Strong written and oral communication skills + Good computing and accounting skills. + Quality conscious and having flair for constant process improvement. + Ability to manage volumes with accuracy. 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