The Business Analytics Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams. **Responsibilities:** + Gathers operational data from various cross functional stakeholders to examine past business performance. + Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc. + Will be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis. + Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings + Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities + Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 5+ years relevant experience + Curious about learning and developing new skillsets + Excellent data and technical skills with hands-on experience in Python, Pyspark and SQL + Advanced analytic ability and problem solving skills to proactively address business questions with innovative data driven solutions + Working experience in a quantitative field, Financial/Credit Card industry + Excellent communication and interpersonal skills, be organized, detail oriented, flexible and adaptive to matrix work environment + Positive outlook with a can-do mindset + Candidate should have good understanding of retail and cards business **Education:** + Masters/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Decision Management ------------------------------------------------------ **Job Family:** Business Analysis ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.